Insurance for what matters most!
Big Boy Insurance:
Get your FREE insurance quote today!
Local & Honest
From Our Blog
-
The #1 Insurance Mistake: Letting Coverage Lapse
If there’s one mistake I see over and over as an insurance agent, it’s letting coverage lapse. It might seem harmless at first. Maybe you forgot a payment. You might have switched carriers, sold a vehicle, or just got busy. But from an insurance standpoint, a lapse can create bigger problems than most people realize.…
-
Insuring Wood Stoves in North Idaho Shops and Garages
In North Idaho, it’s common for homeowners to heat shops, garages, and other detached structures with a wood-burning stove. The region experiences long winters. Many properties are located on acreage. As a result, a wood stove is often the most practical way to keep a workspace warm in areas like Coeur d’Alene, Hayden, Rathdrum, Post…
-
Why Homeowners Insurance Rates Are Rising in North Idaho
If you’ve noticed your homeowners insurance getting more expensive—or worse, receiving a non-renewal notice—you’re not alone. Across North Idaho, more homeowners are running into coverage issues than ever before. Even people with clean claims histories and well-maintained homes are being surprised by higher premiums, stricter underwriting, or carriers pulling out altogether. So what’s going on?…
-
New brokerage. Better Coverage. Same Big Boy!
I’ve Joined Avalanche Insurance—And What That Means for You I am thrilled to announce that I have joined the team at Avalanche Insurance. It is a family-owned and run insurance brokerage with deep roots in our community. For more than 30 years, Avalanche Insurance has been helping families across Idaho and neighboring states. They protect…
-
Understanding Vacancy Risks in North Idaho Property Insurance
As a North Idaho insurance agent, one of the most important conversations I’ve been having with clients lately involves the unoccupied home endorsement. With tighter economic conditions, many homeowners who rely on short-term rental properties—Airbnbs, vacation cabins, or seasonal homes—are finding that their houses are sitting empty a little longer than usual. While it may not seem like…
-
Idaho Auto Insurance Rates Forecast: What to Expect in the end of 2025
Idaho drivers have enjoyed a period of relief in 2025, with auto insurance premiums dipping about 6% during the first half of the year. Unfortunately, that trend appears short-lived. A new forecast from industry analysts suggests that drivers across the state, including those in North Idaho, should expect rates to rise again—by roughly 3% in…
-
Understanding Wildfire Insurance in Idaho
Wildfires have always been part of life in the Inland Northwest, but in recent years they’ve become an increasingly urgent concern for homeowners in North Idaho. The 2025 wildfire season has already shown how quickly fire danger can escalate, leaving many residents wondering how well their homes—and their insurance policies—are prepared. According to the Northwest…
-
Starting 2025 Off Right!
Avoid Common Home Insurance Claim Denials with a Trusted Agent As we usher in 2025, many of us are making resolutions to protect what matters most—our health, finances, and homes. One area often overlooked in this planning is homeowners’ insurance. While it’s a critical safety net, many homeowners encounter unexpected claim denials due to avoidable…
-
Moving from California to Idaho?
Here’s What to Know About Insurance in North Idaho Relocating from California to Idaho offers a refreshing change with its breathtaking natural beauty, outdoor adventures, and quieter pace of life. However, moving states also means reassessing your insurance coverage to fit Idaho’s unique risks and requirements. Whether you’re buying a home, driving on snowy roads,…
